Never Buy This Car Insurance

  • Published: 07 June 2019
  • Never Buy This Car Insurance, DIY and car repair with auto mechanic with Scotty Kilmer. If you're buying a car don't use this car insurance. Car insurance scams. The worst car insurance you should stay away from. Bad car insurance to avoid. Here's why car insurance companies are scamming you. Car insurance explained. Car Advice. DIY car repair with Scotty Kilmer, an auto mechanic for the last 50 years.

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    This is the people's automotive channel! The most honest and funniest car channel on YouTube. Never any sponsored content, just the truth about everything! Learn how to fix your car and how it works. Get a chance to show off your own car on Sundays. Or show off your own car mod on Wednesdays. Tool giveaways every Monday to help you with your own car projects. We have a new video every day! I've been an auto mechanic for the past 50 years and I'm here to share my knowledge with you.

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Comments • 3 458

  • Scotty Kilmer
    Scotty Kilmer   4 months back

    Join the movement and help make this non-sponsored independent channel become the top subbed car channel on YouTube, instead of corporate channels like Top Gear, subscribe to scotty:

    ⬇️Scotty’s Top DIY Tools:
    1. Bluetooth Scan Tool:
    2. Cheap Scan Tool:
    3. Basic Mechanic Tool Set:
    4. Professional Socket Set:
    5. Ratcheting Wrench Set:
    6. No Charging Required Car Jump Starter:
    7. Battery Pack Car Jump Starter:

    ⬇️ Things used in this video:
    1. Common Sense
    2. 4k Camera:
    3. Camera Microphone:
    4. Camera Tripod:
    5. My computer for editing / uploading:

    🛠Check out the tools I use and highly recommend ►

    🔥Scotty Shirts and Merch ►

    Subscribe and hit the notification bell! ►

    Scotty on Social:
    Facebook ►
    Instagram ►
    Twitter ►

    • Jeff Sol
      Jeff Sol  3 weeks back

      @NoOneOfConsequence the Aukey DDr2 dual dash cam. Tech Moan, a huge Ytuber who reviews dash cams and electronics highly recommend this model. I'm getting one this month also.

    • Aye Bee
      Aye Bee  2 months back

      Most insurance companies demand 2 months premium when you buy a car.

    • Aye Bee
      Aye Bee  2 months back

      Lloyds of London. Is the QE2 fully insured?
      Wish I had the where with all, to catch a Concorde.

    • NoOneOfConsequence
      NoOneOfConsequence  2 months back

      Scotty, what dash cam do you recommend? Some of the ones I’ve used have worked for about a year or less and then quit. They can’t handle the heat of the car dash... Which ones do you recommend for just forward facing, and which ones do you recommend for front and rear facing? Thanks!

    • Byron Chavarria
      Byron Chavarria  3 months back

      Scotty Kilmer All State Is Another Car Insurance Company

  • excelsciors
    excelsciors  14 hours back

    The insurance company to avoid Scotty said is MAPFRE! This is a Mexican insurance company. They are in over 49 countries and they serve 39 million customers! MetLife, Farmers & Liberty Mutual are three worthless insurance companies you want to avoid. This is to save you lots of time! Unless you want to hear the particulars that make these insurance companies garbage to deal with!

    • johnnylawrence
      johnnylawrence  15 hours back

      As someone who works for an insurance company for the past 14 years, Scotty is spot fn on.

      • Dan Rossi
        Dan Rossi  20 hours back

        I was really dumb and always thought that loyalty meant something . ( with no claims) . Sadly , it's up to us to get the best price and make calls every couple of years. It took me way to long to make this revelation. All the things Scotty is saying happens in Toronto, Canada too.

        • b t
          b t  23 hours back

          Insurance is a scam. How did my rates go up when my car is worth less ? Shouldn't my rates also go down because you insure for the value of the car?

          • Mr602
            Mr602  1 days back

            Scotty is immortal will never wither away

            • Mr. Invisable
              Mr. Invisable  1 days back

              What a scam. They all suck. I also have been in on the meetings they have for claims. They have ZERO character. They'd steal from their own grandmother.

              • label1877
                label1877  1 days back

                Gieco is top quality.

          1 days back

                  He Scotty you forget one. It’s called ZURICH insurance firm totally a ripoff scammers and I say that from a very horrible experience dealing with them!!

                  • Jack Plow
                    Jack Plow  1 days back

                    Insurance Companies are in business NOT to pay claims. They are in business to "legally steal" money. Their political influence is HUGE.

                    Congressional Representatives are given millions of dollars by the Insurance Industry which turns the Representatives WE VOTE IN, into the Representatives THEY OWN.

                    This is why Representative Government is a failure to the little guy. We need to make lobbying a.k.a. influence payoffs ILLEGAL!

                    But, the Representatives are NEVER going to vote against their own pocketbooks!

                    • Todd Olson
                      Todd Olson  2 days back

                      Insurance, a Ponzi Scheme which pays it's self…
                      Corporate intrusion — corporate corruption.

                      • Mike Derby
                        Mike Derby  4 days back

                        Bottom line all insurance companies are a multibillion dollar scam!!!!!!!!!

                        • Grant Smith
                          Grant Smith  4 days back

                          If insurance is mandatory the profits should be limited.

                          • Sharon smith
                            Sharon smith  5 days back

                            Try nationwide scotty !! there Great !!!

                            • Guyana Giant
                              Guyana Giant  5 days back

                              get usaa

                              • bliglum
                                bliglum  7 days back

                                Car insurance, scam required by law.

                                • George Stone
                                  George Stone  7 days back

                                  Predator capitalism at its finest. Profit UBER ALLES!

                                  • PAVEL K.
                                    PAVEL K.  1 weeks back

                                    And some people dare to call Americans - intolerant. Look how they getting robbed every hour! And yet still there's no flying heads of those corporate thiefs on the American streets. They take all the crap that flies in their faces with a great level of tolerance. Hence an American is the most tolerant doodle on the face of the planet!

                                    • Gewgulkan Suhckitt
                                      Gewgulkan Suhckitt  1 weeks back

                                      I got a good deal on car insurance INITIALLY with Geico. I had zero accidents for a number of years (ten?) but they kept raising my rates a little each year. And then one year they jacked them up a couple of hundred dollars. So I shopped around and knocked a few hundred dollars back off my bill with a different company.

                                      I'm not going to say what company I went with because I've had a few problems with them in the past and I don't think they deserve my endorsement.

                                      • latinprincews6
                                        latinprincews6  1 weeks back

                                        My wife works at that AIG building... I now have a better idea where he all land in that area is $$$$

                                        • cl west
                                          cl west  1 weeks back

                                          I had an '85 Bronco II liability coverage only - replaced it with '95 F150 full coverage (in '96) - total cost of insurance went down. When I asked why the insurance company said repair cost for the '85 were more expensive but there were F150s everywhere and replacement cost were very low. I had no idea the year and model of the car made a difference. BTW I have never had a claim and the insurance co is USAA. I am told they are cheapest but hope I never have a claim because they are awful to deal with when the accident is your fault.

                                          • Meysam Mosaheb
                                            Meysam Mosaheb  1 weeks back

                                            stay away from ACCC. someone holding this insurance rear ended my truck and the appraiser told me they would pay for a used bumper and tail lights not new ones since my truck wss 5 years old

                                            • BanditoStephano
                                              BanditoStephano  1 weeks back

                                              Nearly ten times what you've spent on all your cars combined and you have a good record !

                                              • Michael
                                                Michael  1 weeks back

                                                Love your channel. Your well off financially I presume. Wouldn’t it make sense not to have insurance in TX and deal with their crap

                                                • Agus ortega
                                                  Agus ortega  1 weeks back

                                                  In Spain, having an annual car insurance costs between 250 and 400 euros... a year!. Here, although insurance companies can tease us , the damage they do to us is much less than in the US. The insurance is so cheap and there are so many insurance companies that if they charge you more you can return the receipt and go to another.

                                                  • טניה
                                                    טניה  2 weeks back

                                                    Was with *Progressive* and had 2 accidents, after 2 years of my claim being closed I made them reopen it to have my AC fixed.

                                                    *MetLife* my premium double and they cannot tell me why.... guess I'll be going back to *Progressive*

                                                    • Charles Martel
                                                      Charles Martel  2 weeks back

                                                      Geico jacks up my auto insurance every year, my last fenderbender was in 1997.

                                                      • theykilledthegiggler
                                                        theykilledthegiggler  2 weeks back

                                                        My experience
                                                        GEICO stinks
                                                        SafeCo is good
                                                        AAA is good

                                                        • HILLBILLYinHELL
                                                          HILLBILLYinHELL  2 weeks back

                                                          Had the same thing happen with Liberty Mutual they raised our rates 3 years in a row, then they say that everyone's rates are going up. I told them no accidents, tickets, or claims and it went up three all three years...bye bye Liberty!

                                                          • Eber Morales
                                                            Eber Morales  2 weeks back

                                                            This man speaks the truth 👌🏽 I deal with insurance companies on a daily basis

                                                            • Bad Karma
                                                              Bad Karma  2 weeks back

                                                              Scotty is a one man army

                                                              • Dio Black
                                                                Dio Black  2 weeks back

                                                                Health is the biggest scam. Its the biggest reason wages haven't keep up with inflation.
                                                                Credit score really kills folks on auto. I guess in their minds if one is bad with finances they suck at driving so we charge them more for nothing.
                                                                One of the few things good about getting old is cheaper insurance but not cheap enough.

                                                                • Ken Potter
                                                                  Ken Potter  2 weeks back

                                                                  For the truth on Insurance Companies, watch "The Incredibles" - the scene where Mr. Incredible's boss calls him into his office.

                                                                  • CC Chodkowski
                                                                    CC Chodkowski  2 weeks back

                                                                    Car insurance, home insurance and medical insurance companies have their lobbyists in Washington paying lawmakers to write the laws for them.

                                                                    • Elite Khajiit
                                                                      Elite Khajiit  2 weeks back

                                                                      6:26 - Umbrella logo just blew my mind, there's a disconnect here

                                                                      • IvanPlayStation4LiFe
                                                                        IvanPlayStation4LiFe  2 weeks back

                                                                        Insurance is the finest scam ever made

                                                                        • Practice and Repeat
                                                                          Practice and Repeat  2 weeks back

                                                                          If you own the car then you only have to have liability insurance. Collision deductibles are the most expensive part of auto insurance. Same for homeowner insurance, no mortgage, no insurance required. Only fools would not get insurance on their no mortgage Homes! Rule of thumb for collision deductibles on auto, if the auto is worth less than 2,500 don't get collision insurance.

                                                                          • Ace Freely
                                                                            Ace Freely  2 weeks back

                                                                            This is why people should ride horses instead of driving cars.

                                                                            • Rams Haze
                                                                              Rams Haze  2 weeks back

                                                                              You make good points. Agreed

                                                                              • Nuffin Kandu
                                                                                Nuffin Kandu  2 weeks back

                                                                                Mr sccoty. Its time that we all create our own insurane..i will call. Rev up u insurance...we will charge $20 a month. n we just cover what the state <······chapo cartel..demand with no strings attachead..meanig. we don't care if u have a ticket or crash before u r old or younger married single. or uneducated or a doctor like sheldon. driving a luxury car or a simple yugo or motorcycle. we don't care if a member of u family friend girlfriend or et drives you car.n the only clause for all of this..will be no drugs u alcohol.. u driving under the influence you ain't cover..r u with me? if yes, les organize n do it..

                                                                                • NightSociety
                                                                                  NightSociety  2 weeks back

                                                                                  A clear reason is why everyone should stop voting for the right.

                                                                                  • Nuffin Kandu
                                                                                    Nuffin Kandu  2 weeks back


                                                                                    • Doogy Dog
                                                                                      Doogy Dog  2 weeks back

                                                                                      Thank you, you are priceless. Don’t you love these foreign conglomerates.....they hide behind American brands.

                                                                                      • Micheal Williamson
                                                                                        Micheal Williamson  2 weeks back

                                                                                        I've never filed a claim with an insurance company. If it wasn't the so-called law I wouldn't have insurance. What a big waste of money.

                                                                                        • Drewe Carlson
                                                                                          Drewe Carlson  2 weeks back

                                                                                          You forgot usaa they're awful

                                                                                          • P Davis
                                                                                            P Davis  2 weeks back

                                                                                            And the politicians just keep on letting the insurance companies do this to us. No need to wonder why, huh?

                                                                                            • Otis Brown III
                                                                                              Otis Brown III  2 weeks back

                                                                                              Scotty.., I have a 2002 Ford Ranger XLT and I had my turn signals and emergency flashers begin to work intermittently before not working at all. I install a new multi function switch, checked all the fuses, and tore out the dash inside the truck and I still haven't found the flasher relay... this has been going on for 2 months now and it has restricted my travel and hampered my life style where I am losing money daily. I've checked all the bulbs and even installed new ones :-(. Can you please do a video on my year and model truck and show me just what the problem is or at least where the dang flasher relay is located under the dash, cause it's not under the hood in that fuse box either. Sure they are 3 other relays there but none the size of the one I bought for my truck at the auto store...can somebody please help me out here... My income is fixed and I'm one step away from being on the streets... Need your help, so I can help myself. Thanks

                                                                                              • Bill numby
                                                                                                Bill numby  3 weeks back

                                                                                                After being with them for years, Progressive and Geico screwed me pretty bad on my uninsured motorist, with max coverage but denied me the policy limits, I paid for. Memories! as I sit here paralyzed, after being hit on a motorcycle. They all have a license to steal.